A. Joyce Garrison

A. Joyce Garrison

Sr. Home Loan Advisor
NMLS ID # 240323
Cell: (304)-582-9191
Office: (540)-486-2412
106 N. Loudoun St. Winchester, VA 22601
(540) 931-0346
Branch NMLS ID # 1715043
Originally from Delaware and the Eastern Shore of Maryland, Joyce has chosen the Eastern Panhandle of West Virginia as her home for the past thirty-three years. Joyce resides with her husband Tom in a historical home outside of Charles Town. Educated at Bob Jones University in Greenville, South Carolina, she continues to further her lending skills with ongoing educational seminars and classes to better meet the needs of her customers. Joyce is a member of both the State and local Eastern Panhandle Home Builders Association and continues to serve as a Life Director for the State Association. She also served as a member and past President of the Board Old Opera House Theatre Company. Joyce’s business career includes working for two former West Virginia governors as a licensed insurance agent and has been a licensed realtor. Whether you are looking for conventional financing; FHA, Rural Community Development; VA loan; or you are a First Time Buyer, Joyce knows how to make the lending process easy, helping you choose the right loan with competitive pricing. Joyce has a passion for helping home buyers. There is no substitute for experience. With over thirty-five years in mortgage lending, let her experience be the key to the place you call home. Available 24/7 – Cell Phone 304-582-9191