CBM Select Loan Programs

At CBM Mortgage, we understand that the path to homeownership isn’t always the same for everyone. That’s why we’re proud to introduce two unique specialty loan programs, CBM Select and CBM Select Professionals. Whether you’re searching for your dream home in specific regions or you’re a licensed medical professional with advanced qualifications, these exclusive programs are tailored to meet your distinct needs and make your homeownership dreams come true.

CBM Select — Your Gateway to Homeownership

Are you dreaming of owning a primary or secondary home in the vibrant regions of Hampton Roads, VA, parts of Richmond, VA, or North Carolina? Look no further than CBM Select. This program is your key to unlocking the doors of homeownership.

Let’s explore the exclusive features of CBM Select:

  • Location Eligibility: CBM Select is available to anyone who works, lives, or attends school in the dynamic areas of Hampton Roads, VA, parts of Richmond, VA, and North Carolina. We believe in making homeownership accessible to those who are deeply connected to these thriving communities.
  • Primary or Second Homes Only: CBM Select is exclusively designed for individuals seeking to purchase or refinance primary or second homes. This program understands the unique needs of those investing in these types of properties.
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  • Minimum Downpayment: With a minimum down payment requirement of just 15%, CBM Select eases the initial financial burden of homeownership, making it more attainable for our clients.
  • Max 85% Loan to Value (LTV): CBM Select offers a favorable 85% maximum loan-to-value ratio, ensuring that you have the flexibility to explore various properties and investment opportunities while still benefiting from competitive loan terms.

CBM Select Professionals — Your Path to Specialized Financing

If you’re a licensed resident, intern, fellow in MD, DO, DPM, DDS, DVM, NP, PA, CPA, attorney, or another practicing medical professional with a master’s level education and above, CBM Select Professionals is designed for you. This program is tailored to meet the unique needs of medical professionals.

Here’s what makes it ideal:

  • Minimum Credit Score 670: At CBM Select Professionals, we understand the importance of financial responsibility. With a minimum credit score requirement of 670, we provide you with the tools to secure favorable financing terms that complement your professional achievements.
  • No Private Mortgage Insurance (PMI): We eliminate the need for private mortgage insurance (PMI), further reducing the financial obligations for our esteemed medical professionals.
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  • Primary Residence Only: CBM Select Professionals is exclusively for your primary residence, ensuring that you can create a comfortable, secure, and inspiring environment where you can thrive.
  • Satisfactory 1-Year Rental History or Proof of Alternative Living Arrangements: We understand the varied living arrangements of medical professionals. With a satisfactory 1-year rental history or proof of alternative living arrangements, you can embark on your homeownership journey with ease.
  • 100%, 95%, and 90% Financing: CBM Select Professionals offers tailored financing solutions to suit your needs. You can secure 100% financing up to $750,000, 95% financing up to $1,000,000, and 90% financing up to $1,500,000, ensuring that your unique financial requirements are met.

Your Future Starts with CBM Mortgage

At CBM Mortgage, we believe that homeownership should be accessible to everyone. That’s why we offer specialized loan programs like CBM Select and CBM Select Professionals. These programs are designed to cater to your unique financing needs, whether you’re searching for a home in specific regions or you’re a distinguished medical professional. Our team of experienced Home Loan Advisors is here to guide you through every step of the process, ensuring that you make the best choices for your future.


Please contact a CBM Mortgage representative today to embark on your journey toward homeownership and secure your dream home with one of our specialty loan programs or apply online: